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Creditfix LB 03-2017

Credit Score Models

A credit score is the value of credit of an individual. It shows the worth of a person based on his previous lending and the credit score determines the borrower?s capability. Various methods are used to ascertain the creditworthiness of a person such as a repayment history, time taken to explain the payment and others. However, there are set models that are scheduled to calculate the credit score of an individual.

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